nordigen website

Implementation of Open Banking from Credit and Risk Perspective

implementation of open banking from credit and risk perspective

This week we are joined by Rolands Mestersthe CEO and Co-Founder of Nordigen. Nordigen is a global account data analytics platform for building powerful applications, onboarding flows, and customer experiences. 

We touch upon topics like:

  • Use of Open Banking for risk assessment and credit rating
  • Open Banking in the Nordics & Baltics
  • Integration of Open Banking with Big Data

Find out more how Nordigen is helping banks, lenders, and fintechs leverage open banking by extracting actionable insights from raw account data.

About Nordigen

Nordigen is a global account data analytics company helping banks and lenders improve the speed and accuracy of their credit decisions. We offer the best account-based income verification, transaction categorisation, and behavioural scoring solutions currently available. Nordigen operates across 17 countries, working with global banks and lenders.

Rolands Mesters

CEO & Co-Founder of Nordigen

Neonomics reworked

Open Banking in the Nordics

Open Banking in the Nordics, w/ Kenneth Wagenius

On this week’s show, we take a look at how has Open Banking impacted the Nordics’ payment sphere. We are joined by Kenneth Wageniusc, the CTO of Neonomics, who explains how Neonomics is using biometrics and blockchain technology to enable free real-time instance international payments. Kenneth dives into the cultural differences in the banks across the world and talks about how we are moving into a more consumer-friendly payments landscape.

 

Join us for a special Open Banking Webinar on the 15th of July at 1 pm CET where we drill into some of the most exciting breakthroughs over the last year and hear from global leaders joining us from all facets of Open Banking. 

Register here

 

About Neonomics:

Neonomics bridges the gap between compliance and innovation, growing a huge network of banks and FinTechs. Interconnectivity Solution by Neonomics enables secure, seamless and instant inter-bank communication via one API. We make any banks’ API comply with the regulations in a matter of days, affordably and efficiently. Banks connected to our unified API (UAPI) get interconnected with ever-growing network of other banks. Using this broad coverage, they can develop their own data-driven solutions, or deploy the latest innovations to open up new revenue sources. FinTechs get secure and instant access to a large volume of bank account data through one API, scaling their coverage fast.

Kenneth Wagenius

Chief Technology Officer at Neonomics

answer pay

Dynamics of the Request-to-Pay Ecosystem

Dynamics of the request-to-pay ecosystem, w/ peter cornforth

In this episode, our Open Banking Network is joined by Peter Cornforth, the commercial director of Answer Pay. We talk about Answer Pay’s role in the request to pay ecosystem, as well as how this will impact open banking within the country and around the globe. We had the honour to listen to Peter’s diverse experience working with Amazon, MPesa, Token and Santander lead us to an interesting discussion into how Open Banking benefits merchants, startups, PSPs and banks differently.

About AnswerPay:

Answer Pay brings the world closer together with smarter payments. We do this by empowering banks and payment service providers through mutually beneficial, connected payments.
 
Answer Pay’s Request to Pay platform allows both payers and billers to leverage the network effect of an interconnected payment ecosystem. Payers can securely store and manage their bill payments from multiple billers in a single app. Billers can ditch cash, cheque and card payments and save money while offering their customers the same flexibility. Payments – just less complicated.

Peter Cornforth

Commercial Director of AnswerPay

website design

Evolution of Open Banking within Europe and Beyond

Evolution of open Banking within europe and beyond, w/ tom greenwood

In this episode of Open Banking Podcast, we continue to explore the current payments sphere and how has it evolved since the introduction of PSD2. This week we had the honour of hosting Tom Greenwood, the CEO of  VOLT Open Banking.  We get to look at Tom’s payments journey so far through his experience at AFEX, Wombat and IFX Payments. Tom’s shares his unique perspective on the current state of Open Banking and how VOLT is unlocking the potential of Open Banking payments. Tune in to find out what has happened in the payments industry in the last year and how VOLT is becoming a single aggregation point and gateway to the world of Open Banking.

 

About VOLT:

VOLT is a next-generation digital money platform that manages bank direct payments in a secure environment, mitigating card fraud. This innovative solution displaces incumbent payment participants through the deployment of state of the art technology; and is enabled by recent Open Banking (PSD2).

Get in touch: https://volt.io/

Tom Greenwood

CEO of VOLT Open Banking

ep 6 website

DLT and Blockchain Technology Inside and Out

DLT and Blockchain Technology Inside and Out, featuring Ossie Amir

In this week’s fintech playlist we are entering the realm of DLT and blockchain technology. We had the pleasure of hosting Ossie Amir,  a multi-disciplinary entrepreneur and founder with a focus on wide-scale systems change, and a penchant for catalysing the growth of innovative technology. Having co-founded companies in artificial intelligence, clean energy storage and fintech, Ossie’s journey into the world of payments and open banking started many years ago with the potential of Web 3. Currently working on his blockchain-powered payments platform, Ossie was able to take us through the blockchain technology inside and out. He hopes his involvement in the industry can help usher in a future where financial institutions support regenerative systems change around the world. 

If you are interested in learning more about the payments sphere in New Zealand vision on the payments, make sure to visit: https://www.paymentsnz.co.nz/

 

About choice:

Choice is a robin hood payments system. Pay with your phone using Choice instead of using your bank card at stores by scanning a ChoiceQR code. Regular merchant transaction fees go to multinational companies, and Choice redirects this fee to a charity of your choice instead. Choice enables a direct bank transfer to the merchant, connecting banking APIs with the physical terminal fleet taking New Zealand’s domestic payments systems into the 21st century.

Blockchain infrastructure empowers Choice to transparently track and trace the social impact made by each payment. This infrastructure enables Choice to be globally scalable. Choice is paving the way for an impactful, innovative payments ecosystem built in New Zealand. Pay with purpose.

Learn more about Choice: https://choicetopay.com/

 

 

Ossie Amir

Co-Founder at Choice