website 3rd episode

How Germany has been at the Forefront of Open Banking – with Georg Schardt of Blue Code

How Germany has been at the Forefront of Open Banking - with Georg Schardt of Bluecode

In this episode, we had a chance to sit down with the Georg Schardt who has been in the payments and e-commerce industry since the very beginning. We get an insight into how Germany’s payment solutions have been providing open banking solutions for customers long before PSD2 came into effect. From Sofort to new solutions like Bluecode, we are happy to had the opportunity to dwell into Open Banking regulation from such a unique perspective. Why the German market could be more complicated than others but is still so far ahead? Tune in and find out!


About Bluecode

Bluecode is a pan-European mobile payment solution for banks and retailers that allows fast, secure, and anonymous payments using mobile devices. With every purchase, Blue code generates a single-use TAN that is valid for four minutes and displays it on the smartphone screen, triggering an anonymous payment directly from the customer’s debit account. The TAN is shown on the smartphone screen both as a blue barcode and numerical code, and works independent of specific transmission technologies: at the register, Blue code will be scanned, at vending machines, it will be transmitted via Bluetooth, or QR Code when making online purchases. Additionally, Blue code can be integrated with retailer loyalty rewards programs, facilitating a one-scan payment & loyalty process at the register.

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Georg Schardt

Chief Operating Officer at Bluecode

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